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Capital Area Housing Partnership develops strong, diverse neighborhoods with a focus on affordable housing, homeownership and financial security in mid-Michigan.

600 West Maple - Suite D

Lansing, MI 48906

Tel: (517) 332-HOME

© 2020 - CAHP. All Rights Reserved.


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Down Payment Assistance

CAHP staff will be working remotely through April 30, 2020. We can be reached by phone at 517-332-4663, Monday - Friday from 9a-5p.

Down Payment Assistance​

Have you found the home of your dreams but can’t quite come up with the funds needed to close?

We offer funds of between $1,000 and $20,000 in select neighborhoods of East Lansing that can be used for:

  • Down-payment as required by the first mortgage lender

  • A reduction to the first mortgage as needed for loan qualification

  • Qualified Closing costs

Rehabilitation assistance – Funds between $1,000 and $5,000 can be used for

  • Repairs needed to address code violations (mandatory)

  • Repairs to improve energy efficiency

  • Repair/Replacement of inoperable and/or obsolete home systems

  • Reduction of lead paint hazards (mandatory)

CLICK HERE to view a map of East Lansing qualified neighborhoods.

Matched Savings – Individual Development Account (IDA)

Are you 6 months to 3 years from purchasing a home, going back to school or starting a business? Need a little help with the savings needed to achieve your goal? Our Individual Development Account (IDA) program is just what you need!

There are four components of the IDA program:

  1. Personal savings: save a minimum of $1,000 in an account established for the program. Monthly deposits into your savings account required.

  2. Participate in goal formulation, financial literacy training, home pre-purchase (if applicable) and credit counseling provided by FSCHC counselors.

  3. A “money match” of $3,000.00 to a client working to purchase a home or $2,000.00 to a client seeking an education or starting a business

  4. Success! Program graduation occurs with the purchase of a home, business launch or completion of the targeted education.

Click here for program qualifications and application paperwork

Employer Funded Down Payment Assistance

If you are an employee of a participating Employee Home Ownership Program (EHOP) organization, you may be eligible for assistance with the purchase of a home in areas selected by your employer.

Funds can be used to cover down payment and/or closing costs. Organizations include:

  • City of East Lansing ($5,000)

  • Michigan State University ($5,000)

There are no income restrictions and participation requirements vary by employer.

CLICK HERE to view a map of East Lansing qualified neighborhoods.