Rental & Mortgage Assistance

CAHP in-office visits are restricted until further notice.  We can be reached by phone at 517-332-4663, Monday - Friday from 9a-5p.

LANSING CARES PROGRAM

Rent and Mortgage Relief Grant for City of Lansing Residents Affected by COVID-19

The City of Lansing has created the Lansing CARES Program to provide assistance to income-eligible residents for rent or mortgage payments to households experiencing financial hardships as a direct result of COVID-19. The program is being administered by Capital Area Housing Partnership. 

Questions? Contact us at:

assistance@capitalareahousing.org | (517) 332-4663

 

Applications are available for download below. A hardcopy of the application can be picked up at the location below or we will mail a copy to you.

 

Submit applications and supporting documentation:

 

Capital Area Housing Partnership (Neighborhood Empowerment Center)

600 W. Maple Street, Suite D

Lansing, MI 48906

Funding for this program is part of the Coronavirus Aid Relief and Economic Security Act (CARES) Community Development Block Grant Program through the U.S. Department of Housing and Urban Development.

 

Rental & Mortgage Grant Application

Click on the PDF link below to access the application.

 

 

 

 

 

 

City of Lansing CARES Program

Rental & Mortgage Relief Grant

Program Overview

 

OVERVIEW:

  • This one-time grant is for qualified City of Lansing residents to receive up to three months or $5,700, whichever comes first, of past-due rent or mortgage payments because of a temporary job loss, reduction in work hours or other income hardship caused by the COVID-19 pandemic.

  • Approved payment(s) will be made by Capital Area Housing Partnership on-behalf of a qualified household.

  • This program is designed to assist low income households whose gross household income is less than 80% of the Area Median Income (AMI) as defined by the U.S. Department of Housing and Urban Development (HUD). See chart on page 3.

  • Please review these guidelines carefully and complete, sign, and submit the Application Form and the Third-Party Authorization. Additional documentation may be requested.

  • Eligibility Period: March 1, 2020 – Present

  • Applications will be accepted until funds are exhausted. Certain household applications will receive priority for assistance as described below:

    • Priority #1: Households who have received notice of eviction or foreclosure due to COVID-19.

    • Priority #2: Households who demonstrate they are behind on paying their rent or mortgage due to COVID-19.

 

ELIGIBLE USE OF FUNDS:

  • Rent payment (includes land contract payments, mobile home lot rent)

  • Mortgage payment (Homeowners Insurance & Property Taxes only eligible if escrowed by mortgage co.)

 

APPLICANT ELIGIBILITY:

  • Employment/income must have been impacted by the COVID-19 pandemic, beginning March 1, 2020 or later.

  • The hardship that renders the household unable to pay rent or mortgage must be COVID-19 related.

  • Rent or mortgage must be past due a minimum of one month.

  • Rent or mortgage assistance payment must bring the balance owed current.

  • Applicant(s) must be a current legal resident in the City of Lansing with proof of ID that matches the address on the lease or mortgage.

  • May only apply for rent or mortgage assistance related to your primary place of residency.

  • For mortgage assistance, must be owner-occupied home.

  • Have a household income less than 80% of the Area Median Income (AMI) as defined by HUD at the time of application (see chart below)

  • One application per household.

  • Applicant, Landlord,  and/or Mortgage Servicer must sign an agreement ensuring there are no duplication of benefits and/or any other local, state, federal or other charitable resources paying for the same past due payments.

  • City of Lansing employees are not eligible for this program. 

 

INCOME ELIGIBILITY:

Applicants are qualified by the maximum income categories listed below based on the household size. Maximum gross household income is based on 80% Area Median Income (AMI) as defined by HUD. An applied assumption is that your current income will continue for the next 12 months.

DISTRIBUTION OF FUNDS:

Once the complete application is reviewed, the applicant will be notified regarding their approval or denial. Capital Area Housing Partnership will issue payment to the rental owner or mortgage company directly.

 

NOTE: Please make sure you complete the Third-Party Authorization Form.

 

RESOURCE REFERRALS:

Referrals to other programs offering financial assistance for rent or mortgage will be recommended if an applicant is not eligible for this program or to other resources to meet additional housing needs.

 

The U.S. Department of Housing and Urban Development (HUD) recommends that households should spend less than 50% of gross household income for housing payments.

 

No cost Housing Counseling is available if you need additional resources. To meet with a HUD certified Housing Counselor visit www.capitalareahousing.org or call 517-332-4663.

Questions? Contact us at:

assistance@capitalareahousing.org | (517) 332-4663

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