Rental & Mortgage Assistance

CAHP in-office visits are restricted until further notice.  We can be reached by phone at 517-332-4663, Monday - Friday from 9a-5p.

City of East Lansing Community Development Block Grant (CDBG) Program

COVID-19 Emergency Rental & Mortgage Assistance Program

The City of East Lansing has allocated CDBG-CV funds to provide emergency support to income eligible East Lansing residents to the issuance of rent or mortgage payments to persons experiencing financial hardships as a direct result of COVID-19.  Applicants can receive up to $2,000 in total grant assistance over a period of up to three consecutive months max. The program is being administered by Capital Area Housing Partnership. 

Interested applicants must contact Capital Area Housing Partnership (CAHP) at

517-332-4663, via email at assistance@capitalareahousing.org or

online at www.capitalareahousing.org.

 

Emergency Rental & Mortgage Assistance Application

Click on the PDF link below to access the application.

 

 

 

 

 

 

Emergency Rental & Mortgage Assistance

Frequently Asked Questions

 

1. Q: What is the CDBG Emergency Rental & Mortgage Assistance Program?

 

A. The program provides emergency assistance to eligible City of East Lansing residents who are in danger of becoming homeless. The program pays up to one-month rent and mortgage payments, with the possibility to apply for an additional two-months, to prevent eviction, foreclosure, missed payment and/or late fees.

 

2. Q: How do I apply for the Program?

 

A: Interested applicants must contact Capital Area Housing Partnership (CAHP) at 517-332-4663 or via email at assistance@capitalareahousing.org. Prior to contacting CAHP, please calculate your current monthly income and total expenses (rent/mortgage bill, utilities, car payment, car insurance, gasoline, child care, food, medical, loans, credit card, incidentals, etc.) as you will need to provide this information.

 

3. Q: How am I eligible to apply?

 

A: There are various eligibility criteria for this program. Applicants must:

  1. qualify at or below 80% of area median income

  2. provide documentation of a hardship and show recovery from the hardship, future financial management. Examples of hardship are: loss of job, decrease in hours at work, unexpected medical bill or car repair. Examples of future financial management are: new job, second job, substantial increase in hours at work

  3. provide a copy of the current lease and delinquency a letter from landlord or past due bill notice from mortgage servicer

  4. complete housing counseling appointment with HUD certified housing counselor within 30-days of receiving assistance for all adults in the household (18 years or older)

  5. be an City of East Lansing resident

  6. live within the City of East Lansing

 

 

4. Q: How much assistance is available for my family?

 

A: Depending on funding availability, assistance is for up to one-month, with possibility to apply for an additional two-months.

 

5. Q: I am behind more than two months’ rent, can you still help?

 

A: The assistance must bring you current with your rental payments. If you owe more than two months, you must pay the remainder of the delinquent amount prior to the assistance being granted.

 

6. Q: Do I have to pay the money back?

 

A: No. The assistance is a grant and there are no recapture terms.

 

7. Q: Do I need to have employment?

 

A: You must have some verifiable income such as: employment, social security benefits, Documented cash assistance, child support, pension, veterans benefits, alimony, self-employment, and unemployment benefits.

 

9. Q: I cannot afford a rental unit on my own anymore, can I find a roommate to move in with me to share the expenses?

 

A: Yes, the roommate must meet all eligibility criteria. This could qualify as future financial management, depending on total income and expenses for the combined household. You must obtain approval from your landlord to add members to the household.

 

10. Q: How long is the process?

 

A: It depends on the applicant. The process will average 7-14 business days from the intake application being submitted and approved. Various factors determine process time.

 

11. Q: Do you have preferences for families with children or the elderly?

A: No, we treat all families the same. There are no preferences for children or the elderly.

 

12. Q: Can you pay for a room or hotel?

 

A: No, you must be leasing a complete rental unit or own a home.

 

13. Q: Are the checks made payable to me or my landlord or mortgage servicer?

 

A: The landlord or mortgage servicer.

 

14. How far back can I request assistance?

 

A: March 1, 2020

 

15. Are college students eligible to apply?

 

A: Yes.

16. Is there assistance and/or translation services available to help complete the application? 

A: Yes! Please call or email Capital Area Housing Partnership at (517) 332-4663 or assistance@capitalareahousing.org for additional help. 

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Capital Area Housing Partnership develops strong, diverse neighborhoods with a focus on affordable housing, homeownership and financial security in mid-Michigan.

600 West Maple - Suite D

Lansing, MI 48906

Tel: (517) 332-HOME

© 2020 - CAHP. All Rights Reserved.

 

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