COIVD-19 RESOURCE GUIDE

UPDATES & DISCLAIMER:

 

This document is updated weekly on Monday to the best of our ability. For any updates, questions or comments please email info@capitalareahousing.org or call 517-332-HOME (4663).

 

The intent of this resource guide is to distribute as public information only. Thank you to the hard workers and agencies referenced who remain essential to our community. Stay safe. Stay healthy. 

COVID-19 MID-MICHIGAN HOUSING RESOURCE GUIDE

 

 

CAHP’s in-office visits are restricted until further notice. CAHP will be open remotely during that time and answering phone calls at 517-332- HOME (4663) Monday - Friday from 9am to 5pm.

 

As a HUD Housing Counseling agency, CAHP continues to offer free-of-charge financial counseling for homeowners, homebuyers and renters who may be struggling with a loss of income or other financial challenges during this time. Those seeking assistance can call us at 517-332-HOME (4663) to schedule a virtual appointment.

CORONAVIRUS (COVID-19) TESTING:

 

Center for Disease Control and Prevention guidance on Coronavirus (COVID-19). Click here to learn more.

 

State of Michigan COVID-19 hotline: 888-535-6136. Click here to learn more.

 

Translated COVID-19 Materials: Click here to learn more. 

Ingham County Health Department vaccine information. Click here to learn more.

 

UNEMPLOYMENT BENEFITS:

If you lost your job or have been laid off then you may be eligible for unemployment benefits. Apply for online at Michigan.gov/UIA or 1-866-500-0017. Click here to learn more.

ECONOMIC IMPACT PAYMENTS:

The CARES Act provided the first round direct payments to tax filers in response to the COVID-19 outbreak. Eligible taxpayers who filed tax returns for either 2019 or 2018 will automatically receive an economic impact payment. If you have not received your first CARES Act payment, you may be eligible to claim a Recovery Rebate Credit when you file your 2020 federal tax return. Click here to learn more.

The Internal Revenue Service and the Treasury Department have started delivering a second and third round of Economic Impact Payments to millions of Americans who received the first round of payments spring 2020. No action is required by eligible individuals to receive this payment. For more information and to check your payment status, click here.

RENTERS:


Capital Area Housing Partnership offers free-of-charge financial counseling for renters who may be struggling with a loss of income or other financial challenges during this time. Call CAHP at 517-332-HOME (4663) or visit www.capitalareahousing.org.

 

Centers for Disease Control and Prevention announced a moratorium on residential evictions through July 31, 2021. Click here to learn more.    

 

Rent Payment Assistance:

 

Covid Emergency Rental Assistance (CERA) is available to eligible Ingham County households who are behind on their rent and/or utilities due to a hardship related to the pandemic. For more information, click here.

The City of East Lansing has created the Emergency Rental & Mortgage Assistance Program to provide emergency support to income-eligible East Lansing residents in the issuance of rent or mortgage payments to persons experiencing financial hardships as a direct result of COVID-19. Click here to learn more.

The City of Lansing has created the Lansing CARES Program to provide assistance to income-eligible residents for rent or mortgage payments to households experiencing financial hardships as a direct result of COVID-19. Click here to learn more.

Apply for State Emergency Relief (SER) from the Michigan Department of Health & Human Services to request help with rent payments. Call 517-241-3740, apply online at: www.mibridges.michigan.gov or email mdhhs-ingham-edp@michigan.gov.

If you have a voucher or live in subsidized housing, report your loss of income to your voucher administrator or landlord immediately, in writing. Save a copy of the communication for your records.

Common area voucher administrators:

Lansing Housing Commission: 517-487-6550

Ingham County Housing Commission: 517-349-1643

Becka Management: 517-669-9706

 

For people experiencing homelessness who may be in a shelter or trying to access services, assistance may be available.

Ingham County: Call Holy Cross Services at 517-484-4414

Eaton County: Call Housing Services Mid-Michigan at 517-541-1180

Clinton County: Call Housing Services Mid-Michigan at 517-231-3961

Housing Search Tools:

HUD Affordable Rental Housing Search Tool. Click here to learn more.

MSHDA Housing Locator Online Search: Click here to learn more.

LANDLORDS:

 

Centers for Disease Control and Prevention announced a moratorium on residential evictions through July 31, 2021. Click here to learn more. 

Multifamily property owners with mortgages backed by Fannie Mae or Freddie Mac who enter new or modified forbearance agreements must inform their tenants in writing that the tenants cannot be evicted for nonpayment of rent during the COVID-19 pandemic. Landlords in forbearance must also inform tenants of other protections, including at least a 30-day notice to vacate, no fees or penalties for not paying rent and the flexibility to repay owed rent over time and not in a lump sum. Click here to learn more.

If you have a federally backed mortgage on a rental property, you may be eligible for hardship assistance programs. Contact your lender right away to ask what options may be available.

The Small Business Association (SBA) may have relief funding available, including payroll protection loans, for business related financial hardships. Visit www.sba.gov to learn more.

 

Contact the Rental Property Owners Association of Mid-Michigan for guidance or advice as a Landlord or income property owner. Visit www.rpoamm.com to learn more.

EVICTIONS:

 

Centers for Disease Control and Prevention announced a moratorium on residential evictions through July 31, 2021. Click here to learn more.

Covid Emergency Rental Assistance (CERA) is available to eligible Ingham County households who are behind on their rent and/or utilities due to a hardship related to the pandemic. For more information, click here.

The City of East Lansing has created the Emergency Rental & Mortgage Assistance Program to provide assistance to income-eligible residents for rent or mortgage payments to households experiencing financial hardships as a direct result of COVID-19. Click here to learn more.

The City of Lansing has created the Lansing CARES Program to provide assistance to income-eligible residents for rent or mortgage payments to households experiencing financial hardships as a direct result of COVID-19. Click here to learn more.

Current moratoriums do not release you from any obligation under your lease. This means you still owe your landlord any rent that becomes due during this period.  While your landlord cannot file an eviction now, after the emergency passes your landlord can either start or continue your eviction case.  

 

If your landlord is still trying to evict you during this time, call Legal Services of South Central Michigan (LSSCM) at 888-783-8190 immediately or visit www.lsscm.org.

LEGAL RESOURCES:

Legal Representation:

Area County District Courts:

 

Domestic Relations Cases:

 

Circuit Courts continue to hear limited domestic relations matters. These being kept personal protection order matters and family law (divorce/custody/support) matters with emergency components. 

 

Non-emergency hearings/conferences will be rescheduled, and you should receive a notice in the mail after the courthouses re-open. Call the courthouses and/or check online for updates regarding rescheduling and/or to determine when the courthouses will resume normal operations. 

                       

Area County Circuit Courts:

 

Personal Protection Orders

 

Michigan Supreme Court requires lower courts to continue reviewing Petitions for Personal Protection Orders (PPOs) and making decisions on them amidst COVID-19. If you need to file for a Personal Protection Order, please contact the domestic violence shelter closest to you for assistance:

 

          

EMERGENCY SHELTER:

 

For people experiencing homelessness, who may be in a shelter or trying to access services, contact your local coordinated entry:

  • Ingham County: Call Holy Cross Services at 517-484-4414

  • Eaton County: Call Housing Services Mid-Michigan at 517-541-1180

  • Clinton County: Call Housing Services Mid-Michigan at 517-231-3961

HOMEOWNERS & MORTGAGE PAYMENTS:

Capital Area Housing Partnership will be administering a mortgage relief program for income eligible Ingham County residents who have fallen behind on their mortgage payments. Those seeking assistance can call us at 517-332-HOME (4663) to be added to a waitlist email us at assistance@capitalareahousing.org.

Capital Area Housing Partnership offers free-of-charge financial counseling for homeowners who may be struggling with a loss of income, mortgage or tax foreclosure, or other financial challenges during this time. Those seeking assistance can call us at 517-332-HOME (4663) to schedule a virtual appointment or visit www.capitalareahousing.org.

FHA suspended mortgage foreclosures and evictions through July 31, 2021 amid COVID-19 outbreak. Click here to learn more

Fannie Mae and Freddie Mac suspended mortgage foreclosures and evictions through July 31, 2021 amid COVID-19 outbreak. Click here to learn more

VA suspended mortgage foreclosures and evictions through July 31, 2021 amid COVID-19 outbreak. Click here to learn more

USDA RD suspended mortgage foreclosures and evictions through July 31, 2021 amid COVID-19 outbreak. Click here to learn more

 

Michigan Department of Insurance and Financial Services created MiMortgage Relief partnership with financial institutions. Participating banks and credit unions will provide a streamlined process for requesting forbearance options. Click here to learn more.

Mortgage Payment Assistance:

The City of East Lansing has created the Emergency Rental & Mortgage Assistance Program to provide emergency support to income-eligible East Lansing residents in the issuance of rent or mortgage payments to persons experiencing financial hardships as a direct result of COVID-19. Click here to learn more.

The City of Lansing has created the Lansing CARES Program to provide assistance to income-eligible residents for rent or mortgage payments to households experiencing financial hardships as a direct result of COVID-19. Click here to learn more.

Michigan Department of Health & Human Services may have home ownership services available to provide payment for mortgage or land contract payments; property taxes and fees; mobile home lot rent; home insurance coverage. Click here to learn more.

City of Lansing provides funding for homeowners looking to improve their homes through housing rehabilitation and/or to repair life threatening emergencies. Call 517-483-4040.

HOMEBUYERS:

 

CAHP is offering their Homebuyer Education workshop online. The online workshop satisfies requirements for a homeownership education certificate to qualify for down payment assistance. Click here to learn more.

 

CAHP offers a variety of Down Payment Assistance programs for eligible buyers pursuing home ownership in mid-Michigan. Click here to learn more.

 

As a HUD Housing Counseling agency, CAHP continues to offer free-of-charge financial pre-purchase counseling for homebuyers who may be struggling with a loss of income or other financial challenges during this time. Those seeking assistance can call us at 517-332-HOME (4663) to schedule a virtual appointment.

HOUSEHOLD BILLS

FOOD & HOME SUPPLIES:

 

  • Michigan announces changes to SNAP Food Assistance Program. Households may be eligible to receive additional assistance during COVID-19. Click here to learn more.

  • To connect with Mid-Michigan emergency food resources, call 2-1-1 or visit www.centralmichigan211.org

  • Michigan school district food distribution locations. Click here to learn more.

  • For questions about food resources, call the Greater Lansing Food Bank assistance line at: 517-899-9457.

  • MSU Food Bank is planning to continue operations for the foreseeable future. Students and families can make appointments by e-mail at foodbank@msu.edu.

  • Meals on Wheels for Seniors. Click here to learn more.

  • Tri-County Office on Aging meal pickups are available for those over 60. Call 517-887-1393.

  • For personal and household needs, call The Salvation Army at 517-484-4424 ext. 100.

UTILITIES:

Water shut-offs for non-payment are prohibited through March 31, 2021. 

 

Lansing Board of Water and Light - BWL urges any customer struggling to pay their current bill to contact customer service to set up a bill payment plan by emailing customerservice@lbwl.com or calling 517-702-6006. Click here to learn more.

Consumers Energy – Consumers Energy is working to ensure that vulnerable residential customers have the services they need. Any customer who needs help paying their energy bill should contact Consumers to discuss assistance options. Click here to learn more or call 800-477-5050.

DTE – DTE encourages any customer having trouble paying their bill due to reduced income or health impacts from COVID-19 to contact them directly. Click here to learn more or call 800-477-4747.

Michigan Department of Health & Human Services may have temporary heat and utility assistance for eligible low-income families through the State Emergency Relief (SER) program. Click here to learn more.

VEHICLE & CAR:

 

Major automakers announce forbearance plans for families and individuals affected by coronavirus. If you anticipate trouble making your payment contact your lender. Click here to learn more. 

 

STUDENT LOAN DEBT:

 

Federal Student Loan Debt payments have automatically been suspended through September 30, 2021. Interest will not accrue during this time. Borrowers may continue to pay principal debt if they choose. This policy only affects federally held student loan debt. This policy does not apply to private student loan debt. Click here to learn more.

INTERNET & PHONE:

 

Comcast is offering new low-income customers signing up for Internet Essentials will receive complimentary service. Free WiFi through their Xfinity hotspots throughout the country has been made available. Comcast will not disconnect a customer’s internet service or assess late fees if contacted. Click here to learn more.

AT&T is offering home internet wireline customers unlimited data. New customers can subscribe to Access from AT&T for two months of free service. All public WiFi hotspots are open to anyone who needs them. AT&T will not terminate service of any wireless, phone or broadband residential or small business customer due to an inability to pay your bill. All late payment fees will be waived. Click here to learn more.

 

Verizon will not charge late fees or terminate service to customers who are experiencing hardships because of COVID-19 and cannot pay their bill in full. Click here to learn more. Click here to learn more.

 

Sprint is providing unlimited data to customers with metered data plans. Click here to learn more.

T-Mobile is providing customers on smartphone plans unlimited data. Customers should dial 611 on their T-Mobile phone if they have concerns about bill payments due to COVID-19. Click here to learn more.

TAXES:

The U.S. Department of Treasury and Internal Revenue Service (IRS) announced that the federal income tax filing due date has been extended from April 15, 2021 to May 17, 2021. Click here to learn more.

 

The State of Michigan has extended the state income tax filing due date from April 15, 2021 to May 17, 2021 to conform with the federal income tax filing due date. Click here to learn more.

 

The City of Lansing has extended its income tax filing deadline from April 30, 2021 to June 1, 2021. Click here to learn more.

TAX FILING RESOURCES

Get Your Refund.org: Free

https://www.getyourrefund.org/en

 

Connect with a VITA volunteer for real time tax assistance over the phone for households making up to $66,000 per year. Participants upload their tax documents and ID electronically; the VITA tax preparer will call you to help complete your return.

 

Local Volunteer Income Tax Assistance (VITA)

https://www.micauw.org/free-tax-help

 

Capital Area United Way is offering income tax filing assistance. Following a short interview, you will work with an IRS-certified volunteer over the phone to prepare your taxes. This service is for households with incomes of $57,000 or less. Simply dial 2-1-1 to schedule your appointment. 

 

Credit Karma Tax: $0

https://www.creditkarma.com/tax

 

File online for free including W-2s, self-employed schedule C, Schedule E & Schedule SE. Must register for a Credit Karma account.

 

TurboTax Intuit Online: Free Edition

https://turbotax.intuit.com/personal-taxes/online/free-edition.jsp

 

Free edition to file online available for W-2 tax returns

 

H & R Block Online: Free Edition

https://www.hrblock.com/online-tax-filing/free-online-tax-filing/

 

Free edition to file online available for W-2 tax returns

 

HOUSE CLEANING:

 

Center for Disease Control & Prevention guidance on household cleaning. Click here to learn more.

 

Get Your Household Ready for Coronavirus. Click here to learn more.

Cleaning Your Phone – Phones are often touched and should be cleaned daily. Click here to learn more.  

Mid-Michigan trash and recycling service providers expected to continue operation with regularly scheduled pick up times. Contact your local provider for more information.

HOUSING RESOURCE WORKSHOPS:

 

Capital Area Housing Partnership offers monthly financial education and do-it-yourself themed workshops virtually. Topics include Managing Your Money During COVID-19, Identity Theft, Exterior Home Maintenance Tips, and Power Tools 101. Visit our online calendar to register at www.capitalreahousing.org/calendar or call 517-332-HOME (4663).

 COMMUNITY RESOURCES:

 

Families in the Lansing School District who are struggling with a temporary or inadequate living situation may be eligible for assistance through the Families Overcoming Rough Times (F.O.R.T.) program. Contact district coordinator at 517-755-2813 or call your child’s school directly.

CATA riders will be required to wear a face mask or face covering. Call 517-394-CATA (2282) or Click here to learn more.

 

The U.S. Federal Trade Commission warns of increased Scams and Identify Theft during Coronavirus outbreak. Be cautious of unknown e-Mails, text messages, robo-calls, and online sales. Click here to learn more.  

 

Know your rights in housing and public accommodations. Contact the Fair Housing Center of Southeast & Mid-Michigan if you believe you have been a victim of housing discrimination. Call 877-979-3247 or click here to learn more.

 

Crisis counseling services are available through The Salvation Army. Call 517-484-4424.

DISCLAIMER:

This document is updated weekly to the best of our ability. The intent of this resource guide is to distribute public information only. Thank you to the hard workers and agencies referenced who remain essential to our community. Stay safe. Stay healthy. 

CALL CENTRAL MICHIGAN 2-1-1 OR TOLL FREE 866.561.2500

FOR COMMUNITY REFERRALS

Questions? E-Mail info@capitalareahousing.org or call 517-332-HOME (4663).

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